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Are their rewards of being your own boss? Yes, in fact many – you make the rules, you work for yourself, you take home the profits and you get to do what you want. Business and finances are closely intertwined. Finances are basic to business development. Any new scheme or business idea requires money to grow. Business loans are the most popular way of raising finances for business.A typical advantage of business loans is that the loan lending company or the bank has claim only on the interest rate of the loan. Unlike an equity investor, the loan lender would not be entitled to percentage in business profits or share in the company. You retain the ownership of your business. Business loans can get money fast and easy for any kind of business need like starting a small business, refinancing, expanding your business, purchase or any other commercial investment.Business loans are offered as secured and unsecured business loans. A secured business loan can serve as the simplest, most efficient way of finding finances for your business plan. Secured business loans come with many benefits which include lower monthly payments, facility to borrow more and spreading the repayment over a longer period of time.Secured business loans certainly score more than other form of finances. With secured business loans you can boast of flexibility which allows you to conserve your cash and working capital. You can use these funds for any purpose like paying off current debts. Secured business loan can provide you with the ability to design your very own repayment schedule that fits your budget. You can get access to cash with minimal up-front payments.A secured business loan would enable you to retain the legal title of the assets you are placing as security. Your home, real estate, commercial equipment, vehicle or any valuable asset can act as security for secured business loans. The main disadvantage with secured business loan includes the fact that there may be many events that may be taken as defaults on the loan like late payments, bankruptcy and violation of any obligations in the loan documents. Talking openly with your lender about any default can easily sort out any inconvenience at all regarding secured business loans.Unsecured business loans [http://www.easyfinance4u.com/unsecured_business_loan.html] also offer similar advantages as its secured counterpart minus offering any collateral for the loan claim. However, unsecured business loans might entail a higher rate of interest. The benefits of flexibility, retention of ownership, budgeting is same as secured business loan. Interest payments on unsecured business loans are tax deductible, whereas purchases financed from profits are made out of taxed income. Unsecured business loan are scheduled at the outset, so cash management is easy. With unsecured business loan you would be required to provide some additional guarantees which can be supplied from your bank, your partners or you. This may affect your credit rating and standing with your bank.Credit history is the criterion that helps the lender to decide whether you are a credit risk or not with respect to unsecured business loans. A credit history that is flooded with late payments, defaults or bankruptcies won’t leave a positive impact on the loan lender. If your credit history is poor, an unsecured business loan application with a letter explaining your changed circumstance would leave a positive impact. Honesty in giving out credit information is the best way to deal with negative credit. The best way of getting your unsecured business loan approved is to prove that you can and will repay the loan. Also, showing that you have invested in your business would provide the lender with the satisfaction of knowing that his financial interests is united with yours.For business loan, be prepared with business financial statements, business plan with financial projection, personal tax returns. There will be questions asked. Be prepared to answer them. Emphasize on your financial performance and get an accountant to help you with it. Be clear about why you need this business loan and be prepared to explain that to the loan lender. The loan amount on business loan can range from £50,000 to £200,000 and above depending on your status.Getting money through business loans – is only the first step. The next step is being a good borrower. This will provide you with the cooperation when you require it. You would be required to produce financial statements on a regular basis. Be ready to provide them. Understanding the requirements and executing them is the best way to developing good business relationships. Not everyone has the acumen to start a business. You have that, don’t let it go awry. Take a business loan.

The Way Most People Look At Online BusinessMany people start an online business, or any small business that doesn’t require a huge amount of start-up capital, and then just… give up! What’s worse, they blame the business model saying, “Oh, that thing doesn’t work”.What’s really funny to me is that a lot of people lump an online business into the likes of network marketing, or multi-level marketing models, which is distinctly not true at all!It’s just their ignorance of the subject showing!My mentor and online marketing expert says there are primarily 5 keys needed to create a sustainable online business.So What Are the 5 Keys To Unlocking the Secret To A Successful Online Business?Key #1: It’s A Business Not A HobbyYou must differentiate between earning a living online and making money online. Earning a sustainable income involves learning the business of how to provide more value to people online, whereas making money online involves chasing the “new thing” to hit town, or that get rich quick scheme your neighbor is doing. You know, that deal that says, “You can become a millionaire for $99.95!” Generally, opportunity seekers.It’s important to learn the skills required to build and operate a successful business. It’s like the difference between flying a simulated plane program and flying a real plane. You wouldn’t expect to jump into a real plane and just.. fly… would you? Of course not! You need to learn how to fly a plane successfully, from an expert!Why would you expect to just “know” how to build a profitable online business? You need to learn from someone, preferably an expert! Always choose to learn from someone who is experiencing the success you want. Never from someone who just teaches theory.Key #2: Be Prepared To Take Action And Get StartedNo experience is necessary to start learning how to build an online business. You really just need to be teachable!There is no age requirement. In fact, the average age of students in one cutting edge online business training platform is 48. There are students ranging from 16 through 75.The only thing really required is that you have a strong work ethic and a big dream.A great business training program should consist of plug and play style training modules, including a personal success blueprint.You should be able to work in these modules at your own pace and have access to live and recorded training workshops.The best advice is to use the 80/20 rule for training.You should spend 20% of your time learning and 80% of your time applying that knowledge.Too many people can get stuck in training mode and never take a step into action. Also called, “Information Constipation”.Not using the 80/20 rule leads to overwhelm, and overwhelm doesn’t lead to action.Key #3: Provide Proper ValueIn order for you to stand out, and not be mistaken for one of those less than authentic individuals that you can find online, or anywhere really, you need to provide value, real value to your prospective customers.When you provide real value to people you don’t have to talk them into anything using phony language. Just be yourself, be genuine.Real value consists of providing the tools and information your prospects need to help them make an informed decision and improve their life.Key #4: Learn How To Drive TrafficMany folks believe that if you build it (a slick website) they will come (people by the dozens!). Unfortunately it’s not that simple.A new website is like a new brick and mortar shop tucked away in a dark little part of town that nobody knows is there.You have to learn how to “drive traffic” to your website. This is the “meat” of any good business training, and is the cornerstone of an online business. No traffic = no salesKey #5: Learn How To Convert The TrafficLearning how to convert traffic is about providing the right offer.Providing the right offer is about solving your prospective customer’s problem.We all have a problem, (some of us way more than one!) something that keeps you awake at night, or that you tend to worry about.It could be mounting medical bills, or the fear of illness and how it could impact your life, the job market & job security, sending kids to school, helping aging parents, not enough retirement income, the list goes on… and on.Part of the education process is learning about people, how to communicate, how to help them solve their problems, along with the process of buying.Side note: The beauty of developing an online business is that you can sell your own products or somebody else’s products as an affiliate marketer. Or, with the right guidance and education, you could discover what you are really passionate about and build a business around it. It really is possible for anyone to build an online passion business.I would add one more key to these 5.I would add that you have to want to help people. If you are only interested in making money you will be building your business on shifting sand rather than a solid foundation.Not that there is anything wrong with making money, but it shouldn’t be the primary reason to be an entrepreneur.Being An EntrepreneurBeing an entrepreneur is more about building something, helping people, and changing their lives. It’s solving a problem. Being innovative. Be someone who wants more than just to change one life, theirs! Be someone who can have an impact on the world by just being honest, authentic and caring.

Things happen for a reason is something I believe in. I also believe that I am the person I am because of my life experiences.Furthermore, I also believe things happen for a reason in your online business.Light At The End of the TunnelMy hope in sharing my story is so others who have suffered a similar fate in their online business may be able to see hope and a light at the end of the tunnel. “I am not what I ought to be, I am not what I want to be, I am not what I hope to be in another world, but still I am not what I once used to be, and by the grace of God I am what I am.”? John NewtonBeing aware of many ways to make money online and to start your online business in every conceivable niche?-?every top achiever flaunting their secret methods to their success through training programs/schemes.Similar ExperiencesSo perhaps your experiences are similar to mine as I have tried various money-making schemes/get rich quick schemes over the years.The top achievers at the time when I got interested in starting an online business, seem to make it sound so easy. Therefore embarrassingly I admit, I foolishly fell for their promises.Now being naturally curious, passionate, go-getter, my attitude was that even if I only achieve half of what they are promising?-?I will be successful.I wanted to succeed in my online business. I stubbornly with all enthusiasm and optimism, steadfastly pursued my goals of building an online business.Sadly I have to admit all my attempts to start an online business were in vain and I never achieved any real success.’twenty-twenty hindsight.”twenty-twenty hindsight.’ – is we have a perfect understanding of a situation or events only after they have happened.So with this ‘twenty-twenty hindsight.’ I have noticed I have subconsciously been sabotaging my life and my online business for many years.Like most people, I have continuously been trying to better my life, meaning to improve my work circumstance and income prospects.So with this perfect understanding of a situation, after it has happened, I have decided to share my discovery.Starting Online BusinessesI have always attempted starting online businesses to run alongside the day job. My hope to earn some extra money leading to slowly build this side business into a full-time income.As I have always thought to have my feet well-grounded. I didn’t expect to get rich quick. I believe in hard work. So needless to say I expected to work hard and therefore succeed irrespective of how long it may take.However, I didn’t expect to get caught up in the get rich quick programs or schemes. Not that I was falling for these ideas per se. I wanted to work hard and build a business. It was difficult/impossible to prevent getting involved in a get rich quick scheme. They were all over the internet at the time.Methods and TrainingNow at the time, every success story seemed to be offering their techniques, secret methods and training. So even not interested in getting rich quick schemes, I was inevitably lead down these roads.Therefore as an entrepreneur trying to start an online business, I tried to follow various business models. So overwhelmed by the considerable learning curve and the wide variety of information available online.I found myself struggling to know what information was useful, which training program to follow and implement?Eventually, this was so overwhelming. Including being unsure of who to trust or follow got me unintentionally caught up in the get rich quick schemes which inevitably led to failures.Therefore every time I would fail in starting an online business, I would regard it as a lesson learnt and then optimistically move on to the next opportunity to start an online business.However, the result being I gave up on my dreams and goals of online business. Over the next few years not even looking at business ads or anything resembling a business opportunity.Usually, I would switch offThen while scanning through YouTube and watching a few videos and suddenly an ad popped up in the middle. Usually, I would switch off and wait for the ad to finish so I could continue to watch the video.However, to my surprise, something caught my attention. I can’t remember exactly what it was. However, I think I was taken back by the calm, confident and authentic manner in which this person spoke felt I could trust what this guy was saying.Where I was in my lifeI listened to the advertisement intently and subsequently, responded. It had spoken directly to where I was in my life at the time. Well, one thing led to another, and I followed the links loving everything this opportunity had offered.So my attention was captured. They didn’t try to sell me all the time. Resulting in me feeling like I was being screened or interviewed to find out if I would be a good match for the business model. It seemed as if they were trying to identify if I would put their teaching and training into action.A win-win situationTherefore It seemed to me the business was interested in me succeeding as much as I wanted to succeed. and I think the business should benefit from the training they are providing. This is exactly how I believe all business should be?-?a win-win situation.So the solution to me not Subconsciously Sabotaging my Life & my Business was I needed an honest mentor that would truly be interested in my success as much as I am interested in my success and in the process will train and mentor me to succeed.This program is going to mentor me in the strategy of building a business and a life I wanted to achieve around the interests I already have.Their business strategyTherefore it seemed clear to me that this business wasn’t interested in training me to push their products. Rather they would train me in their business strategy to apply to any niche, market, hobby, interest or anything for which I have a passion.So if you resonate with anything I have mentioned, then I want to introduce you to my mentors, by offering you a free three-part video training. You will see first hand what training and primarily how the training is delivered.You will be able to try before you buy. However, you do not have to commit to anything, enter your email and name, and the videos emailed out to you.However, with twenty-twenty hindsight, I realised that I needed was a good mentor.Well, how do you determine what is a good mentor? So how do you determine who is a good mentor?However, you need to be aware as it is never going to be perfect, but there are things you can look out for to arm yourself to make better decisions.Firstly find a mentor who has already achieved what you are trying to accomplish yourself or what you are setting out to achieve yourself.Let me pass on my experience so that you don’t make the same stupid and costly mistakes.Therefore with twenty-twenty hindsight, I am now able to see and understand a situation after the situation has occurred.Someone who has achieved Therefore this mentor should be someone who has achieved and teaches from their experience what you need to do and how you need to do it.Hopefully, this mentor will still actually be doing the things he/she is teaching you in their own business. Therefore you will not be wasting time on an activity hoping it is going to work.What has truly amazed me from being involved with my mentor is the depth of insight and wealth of experience to which I have access.Whole communityI also have access to a host of mentors and a whole community of similar-minded people all very willing to encourage and support each other along their journeys.Additionally, I have discovered many little tweaks which made all the difference, and that is exactly where the experience is most valuable. For these little tweaks may have taken me years to discover myself, or perhaps never find.So if you are tired of going it alone, perhaps you are also overwhelmed by where to start with a business online. If you are teachable and willing to be successful, maybe you are the right person for this mentor program.I am not here to convince you either way?-?you make your mind up.So now you have nothing to lose. You have to enter your name and email so that the videos emailed to you and will also be put on my subscription list so I can keep in contact with you and send you helpful information on building an online business from the things I learn and input in my business.However, if you want to unsubscribe. No problem there is an unsubscribe link on every email. We are entirely against spamming, and that is why you will also have to verify you want to receive the emails before you get the videos.The video training is to show the quality of the training, the content offered, ease of understanding, implement, and delivered.Benefit from the valueI can assure you will understand the moment the video starts. You will benefit from the value given for free, so take notes and implement your new knowledge.Therefore you must agree that it makes sense to learn from top achievers.It also makes complete sense to learn from people who have indeed achieved what you are trying to achieve, right?So take the mystery out of marketing and learn the proven process that is working for thousands.More importantly, stop Subconsciously Sabotaging Your Life & Your Business.You can do this.P.S. When you see this you will instantly recognise them & know why they can help you as they helped me.Therefore online marketing should be fun and it should be profitable and you should get the support you deserve.This online community will support you and teach you the exact step-by-step process you need to succeed online.Thus there is no confusion and no pie in the sky or guessing games. Just real results.